Budget 2027 · Grants & Financing

Budget 2027 · Grants & Financing

Grants, Financing and
Industry Support

A practical guide to announced funding, grants and support measures for small businesses, entrepreneurs, workers and selected industries.

SME funding Business grants Industry support Workers & communities
ENGLISH

What support is included?

Budget 2027 materials describe a mix of financing, grants, matching support and sector programmes. The amounts below are programme allocations or announced support figures; they are not all individual entitlements.

Before applying: Check the responsible agency’s current announcement for eligibility, application dates, documents, repayment terms and whether the funding is a grant, loan, guarantee or matching contribution.

1. Funding for SMEs and Entrepreneurs Business financing, microfinancing, export support and alternative funding

Microfinancing for small entrepreneurs

RM6.6 billion in 2027

The microfinancing pool is proposed to support small entrepreneurs through several agencies and programmes.

Allocations highlighted:
AIM: RM3 billion
TEKUN: RM1.3 billion
BSN: RM1.7 billion
Indian small entrepreneurs: RM150 million through TEKUN and AIM

Funding is distributed through different programmes. Each programme has its own target group and application rules.

Export financing for local MSMEs

BPMB financing: RM1 billion

Bank Pembangunan Malaysia Berhad (BPMB) is set to provide financing to help local MSMEs explore export markets in 2027.

Businesses should check the financing product, eligible export activities and application process with BPMB.

Funding through ECF and P2P platforms

RM270 million

Funding is proposed to support SMEs, mid-tier companies and social enterprises through equity crowdfunding (ECF) and peer-to-peer (P2P) platforms.

This is a funding pool, not a fixed grant amount for each business. Platform and programme terms apply.

SJPP and CGC financing guarantees

Up to RM32 billion in 2027

SJPP and CGC are expected to provide financing guarantees. The measures include expanded SJPP coverage for mid-tier companies across sectors.

Additional details announced:
SJPP guarantee limit may increase to RM50 million. RM1 billion of SJPP guarantees is reserved to support local companies expanding through mergers and acquisitions.

Additional BNM financing for affected SMEs

Additional RM5 billion

Bank Negara Malaysia is set to add a further RM5 billion to financing support for SMEs affected by the West Asia conflict, following the earlier facility.

Check participating financial institutions for current availability and eligibility requirements.

PUNB financing fund

RM350 million → RM500 million

The financing fund provided by Perbadanan Usahawan Nasional Berhad (PUNB) is proposed to increase from RM350 million to RM500 million.

Contact PUNB for the financing products, target sectors and application requirements.

Financing for agricultural entrepreneurs

More than RM1 billion

Agricultural entrepreneurs are expected to access financing through Agrobank, Bank Rakyat and the Malaysia Co-operative Societies Commission to support production and technology adoption.

Oil palm replanting support for smallholders

RM100 million hybrid financing

The financing is proposed to assist 4,500 smallholders with oil palm replanting. Under the announced hybrid approach, smallholders repay half of the financing.

Soft financing for replanting costs

RM200 million

Soft financing is proposed for replanting areas of up to 40 hectares. Repayment may be deferred for four years while trees mature, with growers paying 2% interest and the Government bearing the balance.

Agrobank aquaculture financing

RM40 million

Financing is proposed for aquaculture projects as part of support for fishermen and the development of aquaculture activities.

Gig worker business financing

RM270 million shared facility

BSN and Agrobank are expected to provide financing for gig workers’ business activities and first-home purchases. The amount is shared across these purposes.

2. Grants for Businesses and Start-ups Support for certification, equipment, training and commercialisation

First-time halal certification grant

Matching grant up to RM5,000

MSMEs applying for halal certification for the first time may receive a matching grant of up to RM5,000, subject to the programme’s terms.

Grants to strengthen halal MSMEs

Grant: RM25,000

Grants of RM25,000 are proposed to strengthen halal MSMEs in fields such as cosmetics and pharmaceuticals.

Geran Sejahtera MADANI

RM200 million allocation

Funding is proposed for equipment and training for 40,000 recipients, particularly women and people with skills who need help purchasing work equipment.

Cradle prototype and commercialisation grants

RM41 million allocation

Funding is proposed for the Startup Ecosystem Roadmap and grants supporting prototype development and commercialisation.

Childcare ecosystem and caregiver training

RM100 million matching grants

Yayasan GLIC GLC will provide matching grants to strengthen childcare and train 6,000 caregivers in more than 50 new areas across nine states.

Tourism event incentive grants

RM935 million for tourism and culture

Incentive grants are proposed to help tourism industry players promote and organise events, as part of the tourism and culture allocation.

3. Industry and Community Support Measures for farmers, traders, tourism, transport and workers

Support for small traders and festive bazaars

50% rent discount in 2027

More than 10,000 small traders renting DBKL premises are expected to receive a 50% rent discount throughout 2027. Festive bazaars may have rental rates as low as RM400.

Paddy farmer assistance

RM2.62 billion allocation

The assistance package is estimated at about RM4,300 per hectare and includes support for seeds, fertiliser, pesticides, ploughing and paddy prices.

Incentives mentioned:
Harvesting incentive: RM50 → RM100 per hectare per season
Ploughing incentive: RM300, extended to Sabah and Sarawak

Aquaculture grants for fishermen

Project grants proposed

Grants are proposed for aquaculture projects that can increase fishermen’s income, including biofloc systems for tilapia farming.

International flights and tourist transport

Matching grants proposed

Matching grants are proposed for international and charter flights to develop new routes from China, India, Central Asia and Europe. The scope may include cruise ships, ferries and excursion buses bringing international tourists to Malaysia.

International events at large venues

Venue capacity: 10,000+

Rebates are proposed for event organisers using venues with capacity for at least 10,000 spectators to help attract major international events.

Taxi and school bus driver assistance

One-off RM1,000

One-off assistance is announced for 38,000 taxi and hired-car drivers and 15,000 school bus drivers nationwide.

The newsletter says the assistance is expected to be disbursed the following week; check current official announcements for payment status.

E-hailing and p-hailing worker support

RM160 million package

A joint Government and Grab package is planned from 2027 to support net income and worker welfare. Proposed areas include income rates, vehicle maintenance, insurance, SOCSO and EPF contributions.

SOCSO contribution matching incentives

35% / 50% / 70%

The Government proposes SOCSO matching contribution incentives for e-hailing and p-hailing workers, with a higher rate if the platform also contributes. A 70% matching incentive is proposed for self-employed people in 17 non-mandatory sectors, excluding e-hailing and p-hailing.

EPF matching for e-hailing and p-hailing drivers

Up to RM600 per year

Eligible drivers may receive EPF matching contributions of up to RM600 per year, or RM6,000 over a lifetime.

Childcare and MediAsas support for SMEs

RM200 premium subsidy per employee

For SMEs with fewer than 75 employees, the Government proposes to subsidise RM200 of first-year MediAsas premiums per employee, limited to 50 employees per company.

The measure is expected to benefit up to 200,000 employees. MediAsas is planned to launch in January 2027.

Looking for support for your business or industry?
First identify the relevant programme and responsible agency. Then confirm eligibility, application dates, required documents and whether the assistance is a grant, loan, guarantee or matching contribution.
Important: This page summarises Budget 2027 materials. Some items are allocations or announced plans, and detailed application rules may be issued separately. Confirm the latest official information before applying or publishing eligibility claims.
HBA Global Consultancy Sdn. Bhd.
202001021804 (1378124-X)