The microfinancing pool is proposed to support small entrepreneurs through several agencies and programmes.

Funding is distributed through different programmes. Each programme has its own target group and application rules.

Bank Pembangunan Malaysia Berhad (BPMB) is set to provide financing to help local MSMEs explore export markets in 2027.

Businesses should check the financing product, eligible export activities and application process with BPMB.

Funding is proposed to support SMEs, mid-tier companies and social enterprises through equity crowdfunding (ECF) and peer-to-peer (P2P) platforms.

This is a funding pool, not a fixed grant amount for each business. Platform and programme terms apply.

SJPP and CGC are expected to provide financing guarantees. The measures include expanded SJPP coverage for mid-tier companies across sectors.

Bank Negara Malaysia is set to add a further RM5 billion to financing support for SMEs affected by the West Asia conflict, following the earlier facility.

Check participating financial institutions for current availability and eligibility requirements.

The financing fund provided by Perbadanan Usahawan Nasional Berhad (PUNB) is proposed to increase from RM350 million to RM500 million.

Contact PUNB for the financing products, target sectors and application requirements.

Agricultural entrepreneurs are expected to access financing through Agrobank, Bank Rakyat and the Malaysia Co-operative Societies Commission to support production and technology adoption.

The financing is proposed to assist 4,500 smallholders with oil palm replanting. Under the announced hybrid approach, smallholders repay half of the financing.

Soft financing is proposed for replanting areas of up to 40 hectares. Repayment may be deferred for four years while trees mature, with growers paying 2% interest and the Government bearing the balance.

Financing is proposed for aquaculture projects as part of support for fishermen and the development of aquaculture activities.

BSN and Agrobank are expected to provide financing for gig workers’ business activities and first-home purchases. The amount is shared across these purposes.

MSMEs applying for halal certification for the first time may receive a matching grant of up to RM5,000, subject to the programme’s terms.

Grants of RM25,000 are proposed to strengthen halal MSMEs in fields such as cosmetics and pharmaceuticals.

Funding is proposed for equipment and training for 40,000 recipients, particularly women and people with skills who need help purchasing work equipment.

Funding is proposed for the Startup Ecosystem Roadmap and grants supporting prototype development and commercialisation.

Yayasan GLIC GLC will provide matching grants to strengthen childcare and train 6,000 caregivers in more than 50 new areas across nine states.

Incentive grants are proposed to help tourism industry players promote and organise events, as part of the tourism and culture allocation.

More than 10,000 small traders renting DBKL premises are expected to receive a 50% rent discount throughout 2027. Festive bazaars may have rental rates as low as RM400.

The assistance package is estimated at about RM4,300 per hectare and includes support for seeds, fertiliser, pesticides, ploughing and paddy prices.

Grants are proposed for aquaculture projects that can increase fishermen’s income, including biofloc systems for tilapia farming.

Matching grants are proposed for international and charter flights to develop new routes from China, India, Central Asia and Europe. The scope may include cruise ships, ferries and excursion buses bringing international tourists to Malaysia.

Rebates are proposed for event organisers using venues with capacity for at least 10,000 spectators to help attract major international events.

One-off assistance is announced for 38,000 taxi and hired-car drivers and 15,000 school bus drivers nationwide.

The newsletter says the assistance is expected to be disbursed the following week; check current official announcements for payment status.

A joint Government and Grab package is planned from 2027 to support net income and worker welfare. Proposed areas include income rates, vehicle maintenance, insurance, SOCSO and EPF contributions.

The Government proposes SOCSO matching contribution incentives for e-hailing and p-hailing workers, with a higher rate if the platform also contributes. A 70% matching incentive is proposed for self-employed people in 17 non-mandatory sectors, excluding e-hailing and p-hailing.

Eligible drivers may receive EPF matching contributions of up to RM600 per year, or RM6,000 over a lifetime.

For SMEs with fewer than 75 employees, the Government proposes to subsidise RM200 of first-year MediAsas premiums per employee, limited to 50 employees per company.

The measure is expected to benefit up to 200,000 employees. MediAsas is planned to launch in January 2027.